About Ek Crore
Personal finance for young Indian professionals, in plain English.
What Ek Crore is
Ek Crore is a personal finance publication written for Indians who are financially capable but not yet financially fluent — salaried professionals in their 20s and 30s who can do the maths once someone explains which maths to do. The name reflects a concrete, achievable goal: building real financial security, one rupee at a time.
The site covers tax, salary structure, investing, insurance, and credit — the five areas that determine whether a working Indian builds wealth or treads water for decades. Every article is written to explain the mechanism clearly, show the actual numbers, and leave the decision to the reader. We do not give advice. We give the information needed to make a decision.
Ek Crore has three content pillars: in-depth evergreen articles on how Indian personal finance actually works; a weekly edition tracking developments at RBI, SEBI, EPFO, and the Income Tax Department that affect your money directly; and a structured curriculum — Zero to One — that takes a reader from their first salary slip to a coherent financial plan, lesson by lesson.
Editorial standards
Every figure published on Ek Crore is traced to a primary government or regulatory source before it appears in an article. This means the actual circular, the actual gazette notification, the actual data release — not a news report about it. If a number cannot be verified against a primary source, it is not published.
No article goes live based on a single source. Where we reference financial media — The Economic Times, Mint, or Business Standard — we verify the underlying figure against the original regulatory publication before including it.
Evergreen articles (tax guides, salary explainers, investment fundamentals) are reviewed when regulations or limits change — typically at the start of each financial year, or immediately following a Budget, SEBI circular, or EPFO notification that affects the content. The published date and last-updated date are shown on every article.
This Week editions are researched across Friday and Saturday, with publication every Sunday. No item in a This Week edition is based on a report we cannot trace to an original official publication within the same week.
Primary sources
These are the government and regulatory publications we consult directly. Where we cite a figure, it comes from one of these — or from a statutory body reporting to one of these.
Financial media — The Economic Times, Mint, Business Standard — are used as references for context and framing only. All quantitative claims from these sources are independently verified against the primary regulatory publication before use.
What Ek Crore is not
Ek Crore is not a financial advisory. Nothing published here constitutes investment advice, tax advice, or legal advice. The content is educational — it explains how financial instruments, tax rules, and regulatory frameworks work, using real numbers and real scenarios.
Every reader's financial situation is different. An article explaining how the old and new tax regimes compare is not a recommendation for which one to choose. Readers are encouraged to consult a SEBI-registered investment advisor, a chartered accountant, or another qualified professional before making financial decisions.
Corrections
We correct errors promptly and visibly. If you find a factual error — a wrong figure, an outdated rule, an incorrect citation — please write to us. Corrections are made to the article and noted where the change is material. The updated date shown on every article reflects when it was last reviewed or corrected.
Indian personal finance rules change frequently — tax slabs, EPF interest rates, SEBI regulations, and insurance norms are updated by the government and regulators throughout the year. We aim to update affected articles within 72 hours of a material regulatory change.