Salary
How to read your salary slip: what every component means and what to check each month
9 Jun 2026·7 min read
रुपया एक करोड़ · एक करोड़ रुपया
एक करोड़ रुपया · रुपया एक करोड़
रुपया एक करोड़ · एक करोड़ रुपया
एक करोड़ रुपया · रुपया एक करोड़
रुपया एक करोड़ · एक करोड़ रुपया
एक करोड़ रुपया · रुपया एक करोड़
रुपया एक करोड़ · एक करोड़ रुपया
एक करोड़ रुपया · रुपया एक करोड़
रुपया एक करोड़ · एक करोड़ रुपया
एक करोड़ रुपया · रुपया एक करोड़
रुपया एक करोड़ · एक करोड़ रुपया
एक करोड़ रुपया · रुपया एक करोड़
रुपया एक करोड़ · एक करोड़ रुपया
एक करोड़ रुपया · रुपया एक करोड़
Salary
Salary
6 articles
Salary
Should I withdraw or transfer my PF when I change jobs — and what is the tax if I withdraw?
Withdrawing your EPF when you change jobs costs far more than most people realise: TDS at 10%, slab-rate tax on the full amount, and broken continuous service that makes your next withdrawal taxable too. Rohan's 3-year EPF of ₹2.8L becomes ₹2.24L after tax if withdrawn — vs ₹4.99L if transferred and left to compound.
2 Jun 2026·8 min read
Salary
Gratuity calculation in India: formula, eligibility, the 5-year rule, and what you will actually receive
Gratuity = (basic salary × 15 × years of service) ÷ 26. At ₹50,000 basic after 10 years that is ₹2.88 lakh. This guide shows the exact formula, how the 5-year rule is counted (and why 4 years 8 months often qualifies), what counts as basic salary, and four worked examples.
31 May 2026·7 min read
Salary
What is EPF and EPS: where does your employer's 12% go and how does the split work?
Your employer's 12% PF contribution is not all going to your EPF account. ₹1,250 every month goes to the Employee Pension Scheme (EPS) for your retirement pension. This guide explains the exact split at five salary levels, what EPS pension you'll actually receive, and how EDLI insurance works.
24 May 2026·7 min read
Salary
New labour codes India: how the 50% basic wage rule changes your in-hand salary, EPF, and gratuity
The new Labour Codes require basic salary to be at least 50% of CTC. They haven't been implemented yet — but when they are, your EPF, gratuity, and in-hand salary all change. Here's exactly how.
17 May 2026·7 min read
Salary
What is CTC, gross salary, and in-hand salary? How to read your Indian salary slip
Your offer letter says ₹12 lakh, your payslip shows ₹87,500 gross, and your bank receives ₹79,000. Three numbers, all correct — here is exactly why they differ and what each one means.
10 May 2026·11 min read